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Michael Phillips Black Wealth Management CFP®, CDFA

(480) 425-0154

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"Michael Phillips Black Brings Clarity to your Financial Vision"

Today's Investment climate offers unprecedented opportunities. At Michael Phillips Black Wealth Management, our mission is to educate our clients and help guide them through all phases of life to meet their Financial Goals.

We have over 30 years of Professional Financial experience and continue to provide guidance to clients that want to take further steps towards increasing wealth and securing Future Goals.

We refer to this as our Smart Planning Approach. We specialize in helping our clients develop a comprehensive, cohesive Financial Strategy that fits their unique needs and enables them to meet both Short-Term and Long Term objectives. With a "Show Me" vs. "Tell Me" approach, we distinguish ourselves in a professional league few belong to.

Use this Website as a tool to leverage your financial goals!

Here you will find valuable information on Our Team and our Financial Management Approach

Additionally under Investor Login, you will find programs designed to provide a structure which allow our clients to fill the financial gaps in their plans.

Michael is a frequent lecturer on Financial topics both locally and nationally, He has been featured in the Wall Street Journal, Forbes Money, Kiplinger, Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He has appeared as a Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV.

Let MPBWM Work For You!

Michael P. Black has over 30 years experience as a Financial Planner

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Helpful Content

Inflation and Your Portfolio

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Weighing the Benefits of Prepaid Debit Cards

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.

Bursting the Bubble

Bursting the Bubble

Tulips were the first, but won’t be the last. What forms a “bubble” and what causes them to burst?

 

Value vs. Growth Investing

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.

To Catch a Thief

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

Variable Universal Life Insurance

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

Retirement Income and the Traditional Portfolio

Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

Certain Uncertainties in Retirement

The uncertainties we face in retirement can erode our sense of confidence.

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Interested in a Fuel Efficient Car?

Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

Tax Freedom Day

Assess how many days you'll work to pay your federal tax liability.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

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Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

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Rightsizing for Retirement

What does your home really cost?

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Events on Wall Street

Can successful investors predict changes in the markets? Some can but others miss the market’s signals.

The Business Cycle

How will you weather the ups and downs of the business cycle?

Emerging Market Opportunities

What are your options for investing in emerging markets?

Should You Tap Retirement Savings to Fund College?

Three things to consider before dipping into retirement savings to pay for college.

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