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Michael Phillips Black Wealth Management CFP®, CDFA

(480) 425-0154

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"Michael Phillips Black Brings Clarity to your Financial Vision"

Today's Investment climate offers unprecedented opportunities. At Michael Phillips Black Wealth Management, our mission is to educate our clients and help guide them through all phases of life to meet their Financial Goals.

We have over 30 years of Professional Financial experience and continue to provide guidance to clients that want to take further steps towards increasing wealth and securing Future Goals.

We refer to this as our Smart Planning Approach. We specialize in helping our clients develop a comprehensive, cohesive Financial Strategy that fits their unique needs and enables them to meet both Short-Term and Long Term objectives. With a "Show Me" vs. "Tell Me" approach, we distinguish ourselves in a professional league few belong to.

Use This Website As A Tool To Leverage Your Financial Goals!

Here you will find valuable information on Our Team and our Financial Management Approach

Additionally under Investor Login, you will find programs designed to provide a structure which allow our clients to fill the financial gaps in their plans.

Michael is a frequent lecturer on Financial topics both locally and nationally, He has been featured in the Wall Street Journal, Forbes Money, Kiplinger, Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He has appeared as a Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV.

Let MPBWM Work For You!

Michael P. Black has over 30 years experience as a Financial Planner

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Helpful Content

Put It in a Letter

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Making Your Tax Bracket Work

Making Your Tax Bracket Work

Have you explored all of your choices when it comes to managing your taxable income?

 

The Utility of Sector Investing

Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.

Should You Choose a Fixed or Variable?

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Understanding the Alternate Valuation Date

Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."

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In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

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Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

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Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

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This calculator can help you estimate how much you should be saving for college.

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Estimate your monthly and annual income from various IRA types.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

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Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

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There are a number of ways to withdraw money from a qualified retirement plan.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

The Power of Tax-Deferred Growth

Why are 401(k) plans, annuities, and IRAs so popular?

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In good times and bad, consistently saving a percentage of your income is a sound financial practice.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

Interest Rates: How Low Can They Go?

The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels?

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The seas of the market are constantly shifting, and whether the good ship IPO can set sail may depend heavily on the tides.

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