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Michael Phillips Black Wealth Management CFP®, CDFA

(480) 425-0154

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"Michael Phillips Black Brings Clarity to your Financial Vision"

Today's Investment climate offers unprecedented opportunities. At Michael Phillips Black Wealth Management, our mission is to educate our clients and help guide them through all phases of life to meet their Financial Goals.

We have over 30 years of Professional Financial experience and continue to provide guidance to clients that want to take further steps towards increasing wealth and securing Future Goals.

We refer to this as our Smart Planning Approach. We specialize in helping our clients develop a comprehensive, cohesive Financial Strategy that fits their unique needs and enables them to meet both Short-Term and Long Term objectives. With a "Show Me" vs. "Tell Me" approach, we distinguish ourselves in a professional league few belong to.

Use This Website As A Tool To Leverage Your Financial Goals!

Here you will find valuable information on Our Team and our Financial Management Approach

Additionally under Investor Login, you will find programs designed to provide a structure which allow our clients to fill the financial gaps in their plans.

Michael is a frequent lecturer on Financial topics both locally and nationally, He has been featured in the Wall Street Journal, Forbes Money, Kiplinger, Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He has appeared as a Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV.

Let MPBWM Work For You!

Michael P. Black has over 30 years experience as a Financial Planner

Schedule Free Consultation

Helpful Content

The Facts About Income Tax

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Inflation - Back to the Future

Inflation - Back to the Future

Even low inflation rates over an extended period of time can impact your finances in retirement.

Can Group, Private Disability Policies Work Together?

Can Group, Private Disability Policies Work Together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

 

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

A Look at Whole Life Insurance

Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

Asset Allocation

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

Variable Universal Life Insurance

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

The Economic Journey of Your Morning Coffee

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

To Catch a Thief

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

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Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

Doubling Your Money

This calculator demonstrates the power of compound interest.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

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5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

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Should You Ever Retire?

A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

When Do You Need a Will?

When do you need a will? The answer is easy: right now.

An Arm and a Leg

A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.

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