Michael Phillips Black Brings Clarity to your Financial Vision
"Today's Investment climate offers unprecedented opportunities. My mission is to educate our clients and help guide them through all phases of life to meet their Financial Goals."
Michael P. Black, CFP®, CDFA®
We specialize in helping our clients develop a comprehensive, cohesive Financial Strategy that fits their unique needs and enables them to meet both Short-Term and Long Term objectives. With a "Show Me" vs. "Tell Me" approach, we distinguish ourselves in a professional league few belong to.
Michael is also a Certified Divorce Financial Analyst and uses his financial practicalities to guide people through what can be the most stressful and difficult process. (More Info)
Michael is a frequent lecturer on Financial topics both locally and nationally, He has been Featured and Published in the Wall Street Journal, Forbes Money, Kiplinger, Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He has appeared as a Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV.
Four Really Good Reasons to Invest
There are four very good reasons to start investing. Do you know what they are?
Critical Estate Documents
Sound estate management includes creating financial and healthcare documents. Here's an inside look.
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.
Six overlooked tax deductions to help manage your tax bill.
How to help determine life insurance needs to provide for your family after you pass away.
A look inside the U.S. government's statistics on household net worth.
Don't let procrastination keep you from pursuing your financial dreams and goals.
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."
This calculator may help you estimate how long funds may last given regular withdrawals.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Enter various payment options and determine how long it may take to pay off a credit card.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
This calculator can help you estimate how much you should be saving for college.
Investment tools and strategies that can enable you to pursue your retirement goals.
Principles that can help create a portfolio designed to pursue investment goals.
How federal estate taxes work, plus estate management documents and tactics.
There are a number of ways to withdraw money from a qualified retirement plan.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
A special needs trust helps care for a special needs child when you’re gone.
The question used to be, “How low can interest rates go?” Now it's, “How long can rates remain at their historic low levels?”
$1 million in a diversified portfolio could help finance part of your retirement.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.