"Michael Phillips Black Brings Clarity to your Financial Vision"
Today's Investment climate offers unprecedented opportunities. At Michael Phillips Black Wealth Management, our mission is to educate our clients and help guide them through all phases of life to meet their Financial Goals.
We have over 30 years of Professional Financial experience and continue to provide guidance to clients that want to take further steps towards increasing wealth and securing Future Goals.
We refer to this as our Smart Planning Approach. We specialize in helping our clients develop a comprehensive, cohesive Financial Strategy that fits their unique needs and enables them to meet both Short-Term and Long Term objectives. With a "Show Me" vs. "Tell Me" approach, we distinguish ourselves in a professional league few belong to.
Use this Website as a tool to leverage your financial goals!
Additionally under Investor Login, you will find programs designed to provide a structure which allow our clients to fill the financial gaps in their plans.
Michael is a frequent lecturer on Financial topics both locally and nationally, He has been featured in the Wall Street Journal, Forbes Money, Kiplinger, Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He has appeared as a Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
Weighing the Benefits of Prepaid Debit Cards
It's important to understand the pros and cons when considering a prepaid debit card.
Bursting the Bubble
Tulips were the first, but won’t be the last. What forms a “bubble” and what causes them to burst?
Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
The uncertainties we face in retirement can erode our sense of confidence.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Assess how many days you'll work to pay your federal tax liability.
This calculator may help you estimate how long funds may last given regular withdrawals.
Assess whether you are running “in the black” or “in the red” each month.
Learn more about taxes, tax-favored investing, and tax strategies.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
Principles that can help create a portfolio designed to pursue investment goals.
There are a number of ways to withdraw money from a qualified retirement plan.
There are some key concepts to understand when investing for retirement
What does your home really cost?
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
How will you weather the ups and downs of the business cycle?
What are your options for investing in emerging markets?
Three things to consider before dipping into retirement savings to pay for college.