Michael Phillips Black Wealth Management CFP®, CDFA

(480) 425-0154

Making Your Tax Bracket Work Downtown Scottsdale Financial Advisor OUR FIRM Smart Planning
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"Michael Phillips Black Brings Clarity to your Financial Vision"



Today's investment climate offers unprecedented opportunities. At Michael Phillips Black Wealth Management, our mission is to help clients take advantage of those opportunities by providing them with three key tools: 

  • A clear understanding of their financial goals      
  • A well-defined road map for achieving those goals 
  • Ongoing advice to help adjust road map when needs change

Through our Smart Planning Approach, we specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to meet both short- and long-term objectives. 

On our Web site, you'll find valuable information explaining this approach along with additional products designed to fill the gaps in your financial strategy. 

Michael is a frequent lecturer on financial topics both locally and nationally. He has been featured in the Wall Street Journal, Forbes, Money, Kiplinger,Commercial Investment Real Estate, Bank Investment Consultant Magazine, and is a regular contributor to Investment News and the Arizona Republic. He is a regular Financial Analyst on Fox News 10, ABC 15, Sonoran Living Arizona Family News Channel 3, and has been featured on the nationally broadcast Nightly Business Report on PBS and Bloomberg TV. 

 

Helpful Content

Value vs. Growth Investing

Value vs. Growth Investing

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.

Life and Death of a Twenty Dollar Bill

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

Budget Check Up: Tax Time Is the Right Time

Budget Check Up: Tax Time Is the Right Time

Tax preparation may be the perfect time to give the household budget a check-up.

 

Inflation - Back to the Future

Even low inflation rates over an extended period of time can impact your finances in retirement.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

A Decision Not Made Is Still a Decision

Investors who put off important investment decisions may face potential consequence to their future financial security.

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

Variable Universal Life Insurance

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

A Living Trust Primer

Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.

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What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.

Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

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5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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Events on Wall Street

Can successful investors predict changes in the markets? Some can but others miss the market’s signals.

Should You Tap Retirement Savings to Fund College?

Three things to consider before dipping into retirement savings to pay for college.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

The New Wild West: Bitcoin

Bitcoin’s future is uncertain, but one thing is for sure: it’s the wild west out there, and there is no sheriff in town.

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.

Exit Strategies of the Rich and Famous

Estate conservation is too important to put off. Do you have a smart exit strategy?

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