BLACKMAIL Our Quarterly Newsletter “What the New Year brings to you will depend a great deal on what you bring to the New Year.”~ Vern McLellan The question becomes, has the underlying economy or expectations for the future economy changed? By Micheal P. Black Learn more PERCEPTION VS. REALITY Watch MANAGING YOUR LIFESTYLE Read SOCIAL SECURITY: FIVE FACTS YOU NEED TO KNOW Read A Special Thank You To All Our Clients And Your Referrals. Our Business Would Not Be What It Is Today With Out You. Below Are A Few Appreciation Gifts We Have In Store This Year Desert Botanical Gardens Event Tickets Tickets To The Phoenix Symphony Play A Round Of Top Golf On Us Have a Question Name Email Phone Question Thank you! Oops! Michael P. Black, CFP®, and CDFA® Professional, is an Investment Advisor Representative of Investment Advisors, a Registered Investment Advisor and a Division of ProEquities, Inc.. Securities offered through ProEquities, Inc., a Registered Broker-Dealer, Member, FINRA & SIPC. ProEquities` home office is located at 2801 Highway 280 S. Birmingham, AL 35223 (800) 288-3035. Michael Phillips Black is Independent of ProEquities, Inc.