BLACKMAIL Our Quarterly Newsletter “The chief beauty about time is that you cannot waste it in advance. The next year, the next day, the next hour are lying ready for you, as perfect, as unspoiled, as if you had never wasted or misapplied a single moment in all your life. You can turn over a new leaf every hour if you choose.” ― Arnold Bennett Start The Year On The Right Track With Some Helpful Tips Business New Year Checklist Keeping good records is keeping good business. What to consider for your Record-Keeping System. Read What's Ahead 2018 By Michael Black Read After Holiday Party! Dinner With Our Premier Clients And Top Associates was a success! See Pictures Featured Article Losing Less Makes More I want to present the concept of Upside/Downside Capture. READ A Special Thank You To All Our Clients And Your Referrals. Our Business Would Not Be What It Is Today With Out You. Below Are A Few Appreciation Gifts We Have In Store This Year Harry And David Gift Basket Road House Cinemas Dinner & Movie Tickets Phoenix Open Day Pass For Two Have a Question Name Email Phone Question Thank you! Oops! Michael P. Black, CFP®, and CDFA® Professional, is an Investment Advisor Representative of Investment Advisors, a Registered Investment Advisor and a Division of ProEquities, Inc.. Securities offered through ProEquities, Inc., a Registered Broker-Dealer, Member, FINRA & SIPC. ProEquities` home office is located at 2801 Highway 280 S. Birmingham, AL 35223 (800) 288-3035. Michael Phillips Black is Independent of ProEquities, Inc.